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Private Payments
Inco powers private payment flows that are compatible with existing wallets and scale without compromise, making personal transactions, payroll, and much more practical onchain.
Why use Inco for private payments
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Compatible with existing wallets
Deploy using standard wallets, including EOA, smart contract, and embedded, plus infrastructure like paymasters, account abstraction (4337), x402, and session keys.
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Customizable privacy and programmability
Confidentiality, anonymity, and full privacy compatible with spending limits, streaming and recurring payments, token vesting, and much more.
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Non-custodial
Verifiable compute end-to-end with escape hatch and force exit function — Inco cannot access user funds.
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Fast and cost-efficient
Process payments privately at near zero additional latency at minimal cost, with transactions executed at the speed of the native chain.
Choose the level of privacy you need
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Built to fit your payments flow
Send funds from one wallet to another without revealing the amount, address, or metadata onchain.
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Execute payments with programmable rules like multi-sig or spending limits — all validated privately.
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Pay your entire team in a single batch without exposing individual salaries or addresses onchain.
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Automate recurring payments on a set schedule without revealing payment amounts, addresses, or frequency patterns.
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Spend onchain via card networks without exposing transaction amounts, identity, or merchant details to blockchain observers.
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Pay-per-request API access where usage patterns, pricing, and payer identity stay hidden.
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Swap between two parties where deal terms, asset quantities, and counterparties remain encrypted until settlement.